Commercial banking




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Businesses with annual revenue of $15 million or more or with overall borrowing requirements of more than $500,000 may be defined as commercial banking clients by Scotiabank.

CFIB members are entitled to discounts of up to 20% on commercial banking monthly account and transaction fees.

+Up to 20% discount on monthly account and transaction fees

  • Commercial clients benefit from 20% reduction on monthly account and transaction fees, including fees for cash and coin deposits when a Scotiabank Business Interest Account is opened
  • Add ScotiaConnect® electronic banking and receive an additional 5% off your monthly Business Interest Account transaction fees
  • Add the Scotiabank VISA* Business Card program or the ScotiaLine® for business VISA card and receive another 5% off your Business Interest Account transaction fees, plus earn up to 1% cash back on business expenses charged to the VISA* Business Card.

+GIC-like returns on surplus balances
Add a Treasury Account and earn GIC-like returns on your surplus balances at no extra charge.


CFIB members who meet the criteria for commercial banking have a designated Scotiabank Relationship Manager with whom they can discuss their needs.

If you’re already a Scotiabank commercial client, talk about CFIB benefits with your Commercial Relationship Manager. If you’re banking elsewhere, contact Scotiabank at 1-800-4-SCOTIA.


* VISA Int/Lic. User The Bank of Nova Scotia
® Registered trademarks of The Bank of Nova Scotia

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