Have you ever had someone buy a product or use your services and pay with a credit card only to later deny they received it or say it wasn’t to their satisfaction? Were you left to absorb the costs weeks or even months later? Find out what Friendly Fraud is and how you can limit the effect on your business.
Business owners are required to keep documents for many different government agencies, such as the CRA and Employment Standards. As time passes, the volume of records can become overwhelming. Our checklist will help you know when it’s acceptable to destroy older records.
A pic is worth a thousand words (when you are allowed to use it). Businesses using photographs and images downloaded from the internet for advertising, product packaging or web sites should be aware of potential copyright liabilities. CFIB can help you learn more. Advice is free for CFIB members: 1-888-234-2232.
There are many benefits to playing music at your business, but you can’t pop in a CD or stream from on-line without giving consideration to the copyright of the artist or creator. The Copyright Board of Canada requires anyone who plays music in public, including businesses, to obtain licences.
As a business owner, you are likely often asked to donate money to charities, but are you confident your money is going where you think? Being informed will help you make decisions on when to give and the confidence that you are helping who you want to be helping. Find out more here. Advice is free for members: call 1-888-234-2232.
On July 1st, 2014, Canada’s Anti-Spam Law (CASL) entered into force, affecting any business that promotes their products/services electronically via email, social media or instant messaging. Find out more here.
Good privacy is good business. All Canadian businesses are required by law to create their own privacy policies that outline how they collect, use and disclose personal information about individuals. Individuals have the right to see what information has been collected from them
How you structure your business could have implications on the taxes you pay and the people you hire. While you may choose to be a sole proprietorship or choose to incorporate, know the difference your choice will make.
Many small business owners in Canada have business partners or family members with U.S. citizenship or dual citizenship. On January 1st, 2014, a U.S. law, the Foreign Account Tax Compliance Act (FATCA) is set to erase certain privacy protections now taken for granted in Canada.
Do you store and control all your data on company computers or do you also use on-line providers such as Gmail, PayPal or SOS Online Backup? While using Internet (“cloud computing”) services to save your business time and money, it is important to understand the potential risks.
The Little Black Book of Scams provides hints on how to identify and avoid scams (internet scam, mobile phone scam, small business scam, etc.). It also provides contact information for reporting scams to the correct authorities. Bank has added new features to help better connect employers with employees. Find out more here. Advice is free for members: call 1-888-234-2232.
Be careful when signing a commercial lease. It is not just a residential lease with a few extra terms and conditions. It is a major investment that can add value to your business or become a significant cause of worry.
The provincial Personal Information Protection Act (PIPA) came into effect January 1, 2004. All businesses are subject to PIPA, which regulates access to, and the collection, use, disclosure and protection of personal information.