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Regional Relief and Recovery Fund (RRRF)

Applications now closed

What is the RRRF?

The Regional Relief and Recovery Fund provides help to businesses unable to access CEBA or those who may need more help. The program allows Canada’s 6 Regional Development Agencies (RDAs) and many Community Futures/Development organizations to administer CEBA-like loans to businesses in their communities impacted by COVID-19. Like the CEBA, these loans are intended to help businesses cover their fixed costs, through an interest-free loan with a 25% forgivable loan component if the balance is paid before December 31, 2022.

Most recent update:

On January 12, 2022, government announces the extension of the Regional Relief and Recovery Fund repayment deadline and interest-free period from December 31st, 2022, to December 31st, 2023.

Applications for the RRRF closed June 30, 2021.


Program overview FAQ Other resources

RRRF Program Overview

How the program is administered: through the 6 Regional Development Agencies (RDA) and 268 Community Futures Organizations. Although the funding has the same name, each organization manages its own RRRF with its own eligibility criteria. Those who are not eligible for the RRRF through their RDA should contact their local Community Futures Organization for the RRRF or alternative loan options.

List of the Regional Development Agencies (RDA):

  1. Atlantic Canada Opportunity Agency (ACOA)
  2. Canada Economic Development for Quebec Regions (CED)
  3. Canadian Northern Economic Development Agency (CanNor)  
  4. Federal Economic Development Agency for Southern Ontario (FedDev)
  5. Federal Economic Development Agency for Northern Ontario (FedNor) 
  6. Western Economic Diversification Canada (WD)
  7. Find your Local Community Futures program by clicking on your province on the Community Futures Canada website

Community Futures are Community Futures Development Corporations and Community Business Development Corporations (CFDCs/CBDCs) that provide their communities with a variety of services including business development loans, technical support, training and information.

When to apply: Applications are closed.  

Application deadline: Varies, depending on the RDA.

Since each RDA manage its own program, see the detail about your specific region below to learn about the amount your business could receive, eligibility criteria, and how to apply.

Stay informed! If you’re not a CFIB member and would like to receive the RRRF updates by email, please subscribe to our email list.

RRRF Program Overview by region

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