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  Current Rate NEW RATE Relative Change Effective Date
Mastercard Consumer Electronic 1.2696% 0.9296% -27% May 1
Visa Consumer Electronic 1.4296% 1.2596% -12% April 18
Interac per Transaction Fee
(includes 0.85¢ switch fee)
5.0¢ 3.0¢ -40% April 1

 
Industry specific Rates for CAD $ Accounts Consumer Electronic
(for most CAD $ Accounts)
1.2569%
(April 18)
0.9296%
(May 1)
1.68%
(Visa*) Everyday Needs
(Mastercard) Everyday Spend
1.2096%
(April 18)
Grocery 1.0096%
(April 18)
Petroleum 1.0796%
(April 18)
US $ Account4 1.7796% 1.7796% N/A
  Kilobyte Fee per Settled Transaction in USA N/A $0.0089
(May 1)
  Cross Border Fee 0.6000% (May 1)

 

Additional Fees for
CAD $ and US $ Accounts

Assessment/Network Fee 0.1017% 0.0904% 0.12%
Acquirer License Fee N/A 0.007% N/A
Non-Qualified Transaction Processing Fee 0.25%
Interchange Different/Wholesale Discount Differential Passed through at cost,
as set by Visa, Mastercard and American Express

 

 

Per Transaction Fee $0.0215 (April 1) Monthly Admin. Fee $3.95
Switch Free $0.0085 (April 1)
Interac® Flash
Added fee for contactless payment
$0.02-$0.035
As set by Interac®
 

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