The Business Credit Availability Program (BCAP) consists of multiple loan programs aimed at helping a range of businesses impacted by COVID-19. The Business Development Bank of Canada (BDC) and Export Development Canada (EDC) work together with eligible financial institutions to offer you solutions through your regular financial institution (banks and credit unions). This program includes administration of the CEBA, Mid-Market Financial loan guarantees and co-lending programs for small and medium-sized enterprises.
Most recent update:
|Program Overview|| FAQ
|Program||Application Deadline||Amount Available||Who Can Apply||How to apply|
|CEBA (Canada Emergency Business Account)||June 30, 2021||Up to $60,000||Businesses impacted by COVID-19||Through your business banking institution|
|BDC Co-Lending Program for small and medium-sized enterprises||December 31, 2021||Between $1 million and $12.5 million||Businesses who were directly or indirectly impacted by COVID-19||Through your business banking institution|
|EDC Loan Guarantee for small and medium-sized enterprises||December 31, 2021||Determined by your financial institution||Businesses who need working capital to cover operational costs due to COVID-19||Through your business banking institution|
|BDC Mid-market Financing Program||December 31, 2021||Between $12.5 million and $60 million||Medium-sized businesses impacted by COVID-19 and/or the decline in oil and gas prices||Through your business banking institution|
|AccordExpress||December 31, 2021||Between $20,000 and $250,000||Small Businesses only||Through Accord Financial|
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