Regional Tariff Response Initiative (RTRI)

If your business has been impacted by international trade disruptions, especially U.S. or Chinese Tariffs, the federal government’s Regional Tariff Response Initiative (RTRI) may offer your business some support.

Launched in March 2025 with $450 million in federal funding and expanded to $1 billion over three years as of September 5th, 2025, RTRI is delivered through Canada’s Regional Development Agencies (RDAs). The initiative provides funding for projects aimed at boosting productivity, driving growth, and diversifying markets for SMEs. The funding and criteria are limited and varies by region and sector.

With most RDAs now publicly sharing their program details, we’ve compiled the key requirements to help your business determine eligibility. Check if you qualify, let us know if the program benefits your business, or share with our Business Advisors why it may not meet your needs.

Eligibility Criteria

The RTRI has a few layers of eligibility

Business Eligibility

Most RDAs are providing the RTRI to:

  • For-profit SMEs (often with employee or revenue thresholds in regional rules)
  • Indigenous-owned businesses and organizations
  • Non-profit organizations that support businesses

Some regions narrow this further such as:

  • CED which restricts to manufacturing SMES
  • BC which requires for-profit businesses to employ a minimum of 10 full-time employees.
Impact Eligibility
Across the program, you or the businesses you support generally must:
 
  • Be viable prior to March 21, 2025 (before tariffs took effect)
  • Show that at least 25% of sales are to the U.S. and/or to China

OR

  • Demonstrate being directly/indirectly impacted by ongoing trade disruptions, including new U.S. and China tariffs or Canadian countermeasures t (e.g., increased input costs, supplier costs, lost sales, market loss, added tariffs).
Project Eligibility

Eligible projects generally need to:

  • Boost productivity or competitiveness
    • digitization, automation, new machinery or equipment
    • technology adoption, R&D, hiring specialized staff
  • Strengthen supply chains and trade resilience
    • reshoring or onshoring production
    • diversifying or strengthening domestic supply chains
    • optimizing logistics or ensuring standards/compliance
  • Support market diversification and growth
    • exploring or entering new markets
    • reducing over-reliance on tariff-impacted customers or countries
  • Support SMEs through intermediaries (for sector or non-profit applicants)
  • Advisory services, market development, shared infrastructure, and sector-wide projects.

Costs can often be retroactive up to 12 months before application, but not earlier than March 21, 2025, and projects normally must be completed by March 31, 2028

 

Deadlines and eligibility vary by RDA. Click on your RDA below to learn about the RTRI.

Regional Development Agencies (RDAs) Intake Who can apply What you can receive
Atlantic Canada Opportunities Agency
(ACOA)

Open

No fixed end date indicated

Incorporated companies, corporations, co-operatives, or individuals operating a business.

Case-by-case repayable or non-repayable  contributions.

Non-repayable funding is based on specific criteria including preference to projects in the steel and auto sectors and strong regional economic benefits.

Canada Economic Development for Quebec Regions
(CED)

Closed

A new submission period is planned for early 2026.

SMEs in manufacturing with less than 500 employees, located and operating in Quebec.

Must be in business for at least three years and have generated revenues of $2 million or more during the last completed fiscal year.

Up to $1million in non-repayable funding for two types of projects:

  • structural investments in productivity or for hybrid projects aimed at productivity and market diversification.
  • Up to $300,000 for market diversification projects

Minimum assistance: $100,000
The maximum assistance rate is 50%.

Canadian Northern Economic Development Agency
(CanNor)

Open

Delivering in Nunavut, NWT, and Yukon

Incorporated companies, corporations, and co-operatives;
Indigenous-owned businesses and organizations; and,
Non-profit organizations that support businesses
Case-by-case repayable or non-repayable contributions.

Contact operations@cannor.gc.ca to express interest or for more information.
Federal Economic Development Agency for Southern Ontario
(FedDev Ontario)
Open

Accepting applications on a continuous basis.
Incorporated, registered to do business for at least the past 3 years. 
For profit business employing of 5-499 full-time employees.

Repayable Funding:
Can request a minimum of $125,000 up to $10 million.

Non-repayable funding:
Can request a minimum of $125,000 up to a maximum of $1,000,000.

All impacted sectors may be eligible for non-repayable financial support. To be considered, they must generate economic benefits for the local economy.

A portion of FedDev’s investments will give priority to impacted businesses in the steel and automotive sectors.

Federal Economic Development Agency for Northern Ontario
(FedNor)
Open

Incorporated SMEs including Indigenous businesses that employ 5 or more full-time employees, are viable for at least 3 consecutive years.

Priority given to: manufacturers
suppliers, and
value-added businesses operating in the steel, automotive, critical minerals, mining, forestry, clean technology, bioeconomy, and agriculture sectors.

Retail and those operating in the tourism sector are not eligible.

Based on the minimum amount required to carry out the project.

Non-Repayable Contributions to a maximum of $1 million. Eligible for reimbursement up to 50% towards eligible costs.

Repayable Contributions over $1 million. Eligible for reimbursement of up to 75% of eligible costs.
Terms of repayment will depend on the project agreement.
Prairies Economic Development Canada
(PrairiesCan)

Open

Apply before Dec. 31, 2027, or until funding is fully allocated.

Incorporated companies, corporations, and co-operatives
Indigenous-owned businesses and organizations
not-for-profit organizations that support businesses

Preference may be given to majority Canadian-owned businesses
applicants with higher proportions of Canadian inputs, applicants demonstrating higher leverage of funding from non-PrairiesCan sources
applicants or industries experiencing a higher severity of tariff impact.

Government funding can cover up to 90% of project costs for business or commercial revenue-generating projects
100% of project costs for non-commercial projects.

Funding ranges from $500,000 to $5 million per project.

Non-repayable contributions can be up to $1 million. Otherwise, funding for for-profit businesses is normally repayable.

Repayable contribution funding normally covers up to 50% of eligible project costs and is repaid with no interest over 5 years in monthly installments beginning 1 year after the project end date.

Pacific Economic Development Canada
(PacifiCan)

Open

Closing date to be announced with at least 20 business days’ notice before intake closes.

Incorporated for-profit businesses with 10-499 full-time employees and non-profit organizations that support SMEs. Repayable contributions
Interest-free repayable contributions of $200,000 to $10 million per project. Up to 75% of eligible costs for commercial projects.

Non-repayable contributions of up to $1 million per project that generate economic benefits for the local economy and play an important role in supporting the local supply chain. Up to 50% of eligible costs for commercial projects (may receive up to 100% for not-for-profits).
FAQ

Will I be eligible if I'm affected by the de minimis ending?
CFIB is pushing for more clarity, so far ACOA has shared that businesses affected by the de minimis could possibly be eligible.

What are the situations where businesses can get a non-repayable loan?
ACOA – More details to come
FedDev – Small business of under $100K & Steel and Automotive can receive a non-repayable loan

Need Help?

CFIB is here to support you. If you need help preparing your application or understanding the program, reach out to us at 1-833-568-2342 or cfib@cfib.ca We’ll help you connect with your local RDA and make sure you have what you need to apply.

Let us know if you’ve applied—and if this program made a difference for your business!